Privacy Policy

1. Information We Collect

Debt Management Credit Counseling Corp. ("we," "our," or "us") collects information you provide directly to us, such as when you create an account, request services, or contact us. This may include:

• Personal identification information (name, email address, phone number)
• Financial information relevant to debt relief services
• Communication preferences and history
• Device and usage information when you visit our website

2. How We Use Your Information

We use the information we collect to:

• Provide, maintain, and improve our debt relief services
• Process transactions and send related information
• Send you technical notices, updates, security alerts, and support messages
• Respond to your comments, questions, and customer service requests
• Communicate with you about services, offers, and events
• Monitor and analyze trends, usage, and activities

3. Information Sharing and Disclosure

We may share your information in the following circumstances:

• With your consent: We may share your information when you give us explicit permission
• Service providers: We may share your information with third-party vendors who perform services on our behalf
• Legal requirements: We may disclose your information if required by law or in response to valid legal process
• Business transfers: Information may be transferred in connection with a merger, acquisition, or sale of assets

4. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is completely secure.

5. Your Rights and Choices

You have certain rights regarding your personal information:

• Access: You can request access to the personal information we hold about you
• Correction: You can request that we correct inaccurate information
• Deletion: You can request deletion of your personal information, subject to certain exceptions
• Opt-out: You can opt out of receiving promotional communications from us

6. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to collect and track information about your use of our website. You can control cookies through your browser settings, but disabling cookies may affect website functionality.

7. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

8. Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children under 18. If we become aware that we have collected such information, we will take steps to delete it.

9. State-Specific Privacy Rights

California Residents

California residents have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information is collected, the right to delete personal information, and the right to opt-out of the sale of personal information.

Other State Rights

Residents of other states may have additional privacy rights under applicable state laws. Please contact us to exercise any such rights.

10. International Users

If you are accessing our services from outside the United States, please be aware that your information may be transferred to, stored, and processed in the United States where our servers are located.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date. Your continued use of our services after any changes constitutes acceptance of the updated policy.

12. Contact Us

If you have any questions about this Privacy Policy or our privacy practices, please contact us: